The standard 4.0 conversion table
Most U.S. schools use this plus/minus mapping. Percentages assume a 10-point scale where 90–100 is an A.
A+ 4.3 (97–100) · A 4.0 (93–96) · A− 3.7 (90–92) · B+ 3.3 (87–89) · B 3.0 (83–86) · B− 2.7 (80–82) · C+ 2.3 (77–79) · C 2.0 (73–76) · C− 1.7 (70–72) · D+ 1.3 (67–69) · D 1.0 (63–66) · D− 0.7 (60–62) · F 0 (below 60)Percentage to letter
Find which band the percentage falls into — 90+ is an A, 80–89 a B, 70–79 a C, 60–69 a D, below 60 an F — then apply the plus/minus cutoff inside each band (87+ is B+, 83–86 is B, 80–82 is B−).
Letter to 4.0 points
Use the table directly: B+ = 3.3, A− = 3.7, and so on. Some schools cap A+ at 4.0 instead of 4.3 — follow your transcript policy.
Percentage to 4.0 points
First convert the percentage to a letter using the bands above, then read off its points. There is no single universal formula, so the band method is the reliable one.
Putting it together
Once every course is expressed as 4.0 points, average them by credit hours to get your GPA. This conversion is the first step of any GPA calculation.